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We have collected answers to the most frequently asked questions about insurance for entry and stay in Georgia. Choose the topic you need and find the information.
Entry to Georgia
Entry rules, insurance requirements, border checks, minimum coverage, and penalties.
Online Application
How to purchase insurance online, how long it takes, when the policy is issued, and when coverage begins.
Lite/Standard/Premium
Comparison of insurance plans, what is included in each package, differences in coverage, and additional options.
Long-Term Insurance
Entry rules, insurance requirements, border checks, minimum coverage, and penalties.
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Block 1
Entry to Georgia
Entry rules, insurance requirements, border checks, and minimum coverage.
Yes. Starting January 1, 2026, foreign citizens entering Georgia are required to have medical insurance.
When crossing the border, border control officers may request a valid insurance policy, especially in cases of long-term stays in the country or entry by car.
It is important that the insurance policy:
- is valid within the territory of Georgia;
- provides insurance coverage of at least 30,000 GEL;
- covers emergency medical cases;
- is issued for the entire period of stay;
- contains accurate information about the insured person.
Many travelers pay attention only to the price of the policy; however, when entering Georgia, the actual insurance coverage conditions are much more important.
In the Lite, Standard, and Premium packages, the insurance terms are already structured in a clear and understandable way without complicated insurance tables or confusing programs.
Compare PlansIf you do not have a valid insurance policy, the following may occur:
- entry may be denied;
- you may be required to purchase insurance on the spot;
- an administrative fine of 300 GEL;
- an increased fine for late payment.
In addition to legal requirements, not having insurance means that all medical expenses will have to be paid out of pocket.
Even a routine medical consultation, diagnostic procedure, or emergency hospitalization can cost a foreign citizen significantly more than the price of an insurance policy.
That is why most travelers purchase insurance in advance—it helps avoid unnecessary risks, unexpected expenses, and problems when entering the country.
Yes, when entering Georgia, border control officers may request a valid medical insurance policy.
In practice, checks are conducted selectively, but having insurance is especially important:
- when entering by car;
- during long-term stays;
- when crossing the border frequently;
- for foreign citizens staying in Georgia for an extended period.
Therefore, it is recommended to arrange an insurance policy in advance and be able to quickly present it in electronic format.
It is important to note that the insurance must remain active throughout the entire stay and comply with current requirements.
After purchase, the policy is delivered electronically and is immediately available on your phone.
Yes. An electronic insurance policy can be presented directly from your phone when crossing the border or whenever proof of insurance is required.
After purchase, the policy is sent electronically and contains all essential information:
- insured person's details;
- validity period;
- insurance coverage;
- policy number.
In most cases, printing the insurance policy is not required—it is enough to open it on your phone screen.
This is especially convenient for travel, border crossings, and last-minute insurance purchases.
Get Insurance OnlineTo enter Georgia, the insurance policy must:
- be valid within the territory of Georgia;
- cover emergency medical cases;
- provide insurance coverage of at least 30,000 GEL;
- remain active throughout the entire stay;
- contain accurate information about the insured person.
When purchasing insurance, it is important to pay attention not only to the policy cost but also to the coverage conditions.
For example, some insurance options may formally be issued for a long period, while the actual coverage is limited to a certain number of days of stay.
This is where confusion most often arises.
A person sees a 'one-year insurance policy,' expects continuous coverage, and later discovers that the policy only covers a limited number of days.
Therefore, before purchasing, it is important to check:
- the policy validity period;
- the insurance coverage format;
- whether a deductible applies;
- the insurance terms and conditions.
In the Lite, Standard, and Premium plans, insurance conditions are already organized in a clear format without complex insurance terminology or hidden limitations.
Open Pricing TableYes, you can purchase and receive an insurance policy completely online in just a few minutes.
After payment, the policy is delivered electronically and is immediately available on your phone.
However, it is important to note that the insurance policy becomes active from 00:00 on the day following the purchase.
That is why it is recommended to purchase insurance in advance before your trip or border crossing, so that the policy is already active when entering Georgia.
The entire purchase process takes place online without visiting an office or handling paper documents.
View Plans
Important to Know
The insurance policy must be valid in Georgia and provide coverage of at least 30,000 GEL.
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Block 2
Online Application
How to purchase insurance online, how long it takes, when the policy is issued, and when coverage begins.
Purchasing insurance takes only a few minutes and is fully done online.
The process looks like this:
- choose a suitable plan — Lite, Standard, or Premium;
- fill in the insured person's details;
- pay for the insurance online;
- receive the policy in electronic format.
After purchase, the policy is sent to your email and is immediately available on your phone.
It is important to note that the insurance coverage starts at 00:00 the next day after payment.
The tariff structure is already organized in a clear format without complex insurance tables or confusing programs.
Compare PlansIn most cases, printing the insurance policy is not required.
After issuance, the policy is sent in electronic format and can be shown directly from your phone when crossing the border or when proof of insurance is needed.
The document contains all key information:
- policy number;
- validity period;
- insured person's details;
- insurance coverage terms.
For personal convenience, some travelers additionally save a PDF file or print a copy before the trip.
Insurance issuance usually takes only a few minutes.
You need to:
- choose a Lite, Standard, or Premium plan;
- fill in your details;
- pay for the insurance online.
After payment, the policy is sent electronically and is immediately available on your phone and email.
Many people purchase insurance right before traveling, so fast issuance is especially important.
Yes. You can purchase insurance fully online from any country.
No office visit or physical presence in Georgia is required.
You only need to:
- choose a suitable plan;
- fill in your details;
- pay for the insurance online.
After purchase, the policy is sent in electronic format to your email and is immediately available on your phone.
This is especially convenient for those preparing for a trip or planning entry to Georgia from abroad.
After purchase and payment, the insurance policy is usually sent in electronic format within a few minutes.
The policy is sent to your email and is immediately available on your phone.
It is important to understand the difference between receiving the policy and the start of coverage.
The document itself arrives almost immediately after purchase, but the insurance coverage starts at 00:00 the next day.
Open Pricing TableNo. After payment, the insurance policy is sent almost immediately in electronic format, but coverage starts at 00:00 the next day after purchase.
That is why it is recommended to purchase insurance in advance before traveling or crossing the border.
After payment, the policy is immediately sent to your email and is available in electronic format.
Go to PlansYes. Insurance can be purchased online at any time of the day, including nighttime.
You can:
- choose a Lite, Standard, or Premium plan;
- fill in your details;
- pay for the insurance online;
- receive the policy in electronic format.
It is important to note that the insurance coverage starts at 00:00 the next day after purchase.
Therefore, when purchasing at night, it is recommended to carefully check the policy start date.
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Block 3
Choose the right plan
The insurance is the same; the difference lies in the level of service,
support, and additional benefits.
Level of service and support
Lite
Basic option
Insurance coverage
Insurance coverage
30,000 - 100,000 GEL
Online application
Online application
Policy in 2 minutes
Policy via email
Policy via email
Immediately after payment
Messenger support
Messenger support
Standard
Valid in Georgia
Valid in Georgia
Assistance in case of insured event
Assistance in case of insured event
Priority response and support
Priority response and support
Deductible
Deductible
Yes
Discounts and partner bonuses
Discounts and partner bonuses
from $0.99 /day
Choose LiteAll three packages are issued based on insurance policies from partner insurance companies, but they differ in the level of service, support, and additional benefits.
Lite is a basic insurance option for those who want to quickly and easily purchase insurance online.
Standard includes additional services:
- assistance in case of an insured event;
- support and сопровождение;
- consultations and insurance guidance.
Premium is an extended option with a higher level of protection, including a no-deductible policy, as well as additional partner benefits:
- special offers;
- bonuses;
- discounts on partner services and products.
The main difference between packages is not in complex insurance programs, but in a clear level of service and protection:
- Lite — basic purchase;
- Standard — purchase + support;
- Premium — maximum protection and additional privileges.
That is why the pricing structure is designed to be as simple and convenient as possible.
Compare PlansStandard is a package for those who want not only insurance coverage but also additional support when using the policy.
Standard includes:
- assistance in case of an insured event;
- support and insurance consultations;
- help communicating with the insurance company;
- guidance through the claims process and next steps;
- additional support from the team.
Standard is suitable for those who want to feel more secure during their trip and know who to contact in case of questions or an insured event.
The main difference between Standard and Lite is the additional support service.
A deductible in insurance is the part of the expenses that the client pays on their own in case of an insured event.
For example, if the policy has a 100 GEL deductible, then in case of medical treatment this amount is paid by the client, while the rest of the expenses are covered by the insurance company according to the policy terms.
Policies with a deductible are usually cheaper, but part of the expenses may remain on the client’s side.
Many people learn about this only after purchasing the policy, so it is important to understand the insurance conditions in advance.
A no-deductible policy means that the insurance company covers the expenses without mandatory initial payment from the insured person, within the policy conditions.
In the pricing structure, the presence or absence of a deductible is clearly indicated in an understandable format.
Premium is suitable for those who want the highest level of comfort, protection, and additional service during their trip or stay in Georgia.
Premium includes:
- no-deductible insurance policy;
- extended level of insurance protection;
- support and сопровождение;
- additional bonuses and special partner offers.
Premium is most often chosen by those who:
- do not want to deal with insurance issues themselves;
- prefer no-deductible policies;
- value extra service and support;
- want more privileges and partner benefits.
The main idea of Premium is not just insurance coverage, but a higher level of convenience, support, and protection.
Compare PlansThe choice of plan depends on the level of service, support, and insurance coverage you need during your trip or stay in Georgia.
Lite is suitable for those who want to quickly purchase a basic insurance policy online without additional services.
Standard is chosen by those who need extra support:
- assistance in case of an insured event;
- support;
- consultations and insurance guidance.
Premium is suitable for those who want a higher level of protection and maximum comfort:
- no-deductible policy;
- extended service;
- bonuses and special partner offers.
If you just need a policy — choose Lite. If support and assistance are important — Standard. If you need maximum service and protection — Premium.
Compare PlansThe ability to change the plan depends on the selected tariff and the status of the issued insurance policy.
In some cases, additional services and extended support can be added after purchasing insurance.
However, some insurance conditions and coverage parameters may require policy reissuance, so it is recommended to review the differences between Lite, Standard, and Premium before purchasing.
Block 4
Long-Term Insurance
Features of long-term policies, multipolicy and the 90/365 format, deductible, and what to pay attention to.
A multipolicy is an insurance format in which the policy is issued for a long period, for example 1 year, but the actual insurance coverage is limited to a certain number of days of stay.
For example, a policy can be issued for 365 days, but it may cover only 90 days of actual stay abroad.
This is where many people make a mistake.
A person sees a “year-long insurance” and assumes that coverage is continuous for the whole year, while in fact the number of covered days is limited.
That is why when choosing insurance it is important to pay attention not only to the total policy duration, but also to the real insurance coverage conditions.
In the pricing structure, insurance conditions and coverage format are clearly presented so the client understands in advance what exactly they are purchasing.
Compare PlansThe main difference of a multipolicy is in the coverage format.
Regular insurance is active continuously for the entire policy period. For example, if a policy is issued for 365 days, the coverage is valid for the entire period without limitations.
A multipolicy works differently: the policy may be issued for a long period, but actual insurance coverage is limited to a certain number of days of stay abroad.
For example:
- policy duration — 1 year;
- actual coverage — 90 days of stay.
This format is often used for frequent trips and regular travel abroad.
That is why it is important to pay attention not only to the policy duration but also to the number of covered days.
The cost of insurance depends not only on the policy duration but also on the coverage conditions.
Cheaper options on the market may exist due to:
- limited number of covered days;
- deductible (franchise);
- lower coverage limits;
- restrictions on insurance cases;
- multipolicy format.
For example, a person buys a “year-long insurance policy” expecting full coverage, but later finds out that it is valid only for a limited number of days of stay.
Because of this, such options may be significantly cheaper than regular continuous coverage insurance.
That is why when choosing insurance it is important to consider not only the price, but also:
- actual coverage duration;
- insurance conditions;
- deductible presence;
- policy format.
In the pricing structure, the key differences and insurance conditions are clearly shown in advance.
When purchasing long-term insurance, it is important to consider not only the price and total policy duration, but also the real insurance coverage conditions.
Before purchasing, it is recommended to check:
- whether the insurance is valid for the entire stay;
- whether the policy is a multipolicy;
- number of covered days;
- deductible presence or absence;
- coverage limits;
- claim conditions in case of an insured event.
In practice, many people only start understanding these details after purchasing the policy.
That is why when buying long-term insurance it is important to clearly understand the format and how the coverage actually works.
Key conditions and differences between packages are already presented in a simple and clear format without complex insurance tables.
The “90/365” format means the policy is issued for 1 year, but insurance coverage is valid only for 90 days of actual stay within those 365 days.
This type of insurance is called a multipolicy and is usually used for frequent trips or regular travel abroad.
That is why when purchasing long-term insurance it is important to consider not only the total policy duration but also the number of covered days.
The available packages include continuous insurance coverage for the entire policy period without limitations on the number of stay days within the policy term.
Reliable insurance — confidence on every trip
Apply online and travel with peace of mind