Polis.ge guide · Living in Georgia
MEDI waiting periods: when can you use each benefit?
Check when MEDI benefits start: appointments, emergency care, partner services and planned hospital treatment.
Three dates to distinguish
| Date | Meaning |
|---|---|
| Policy start | The date recorded on your policy. |
| Benefit eligibility | When the particular service becomes available under its terms. |
| Treatment date | Plan after confirming eligibility and any required approval. |
How to read the MEDI table
Polis.ge lists a separate partner inpatient benefit without exclusions or a waiting period. Its percentage and limit do not automatically apply to other hospital benefits.
Premium details specify a 12-month waiting period for planned hospitalisation and daily inpatient stays. Check your own plan and policy version: a missing note in a summary is not confirmation that there is no waiting period.
Prepare for planned treatment
Ask the doctor for the exact treatment or procedure name.
Ask the insurer which benefit applies and when you become eligible.
Name the clinic and obtain any necessary approval or guarantee letter.
Confirm the treatment date after approval and retain the response with your policy.
Renewal and plan changes
Before expiry, confirm how continuous cover is maintained and whether changing plan affects the benefit you need. Renewal terms for one programme should not be assumed to apply to another.
Call 112 in an emergency. Questions about waiting periods should not delay emergency assistance.
Common questions
Must I wait a year for every appointment?
No. Waiting periods apply to specific benefits, not as a blanket ban on all services.
Can I buy a policy after surgery is scheduled?
Ask the insurer about that treatment, eligibility and approval before purchasing. Issuing a policy alone does not confirm cover for scheduled surgery.
Sources and verification
Rules and service procedures were checked against these sources on the review date. Your policy determines the cover that applies.